diff --git a/src/quartermaster/static/app.css b/src/quartermaster/static/app.css
index 98d8ba1..13c3aa8 100644
--- a/src/quartermaster/static/app.css
+++ b/src/quartermaster/static/app.css
@@ -1,11 +1,11 @@
 :root {
   --bg: #f7f6f2;
-  --card: #ffffff;
   --ink: #1f1f1f;
   --muted: #6b6b6b;
   --accent: #2f6b4f;
   --danger: #a03030;
-  --border: #d8d6cf;
+  --rule: #d8d6cf;
+  --row: #fafaf7;
 }
 
 * { box-sizing: border-box; }
@@ -19,48 +19,49 @@ body {
 }
 
 header {
-  padding: 1.5rem 2rem 0.5rem;
+  padding: 1.25rem 2rem 0.25rem;
+  border-bottom: 1px solid var(--rule);
+  background: #fff;
 }
 
 header h1 {
   margin: 0;
-  font-size: 1.6rem;
+  font-size: 1.4rem;
 }
 
 .subtitle {
   margin: 0;
   color: var(--muted);
+  font-size: 0.9rem;
 }
 
 main {
-  padding: 1rem 2rem 2rem;
+  padding: 1rem 0 3rem;
 }
 
-.grid {
-  display: grid;
-  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
-  gap: 1rem;
+.budget {
+  max-width: 720px;
+  margin: 0 auto;
+  padding: 0 1rem;
 }
 
-.card {
-  background: var(--card);
-  border: 1px solid var(--border);
-  border-radius: 8px;
-  padding: 1rem;
-  display: flex;
-  flex-direction: column;
-  gap: 0.75rem;
+.section {
+  margin-top: 1.5rem;
 }
 
-.card-header {
+.section-header {
   display: flex;
   justify-content: space-between;
   align-items: baseline;
+  padding: 0.25rem 0.5rem;
+  border-bottom: 2px solid var(--ink);
 }
 
-.card-header h2 {
+.section-header h2 {
   margin: 0;
-  font-size: 1.1rem;
+  font-size: 1.05rem;
+  font-weight: 600;
+  letter-spacing: 0.01em;
 }
 
 .total {
@@ -69,92 +70,89 @@ main {
   color: var(--accent);
 }
 
-ul.entries {
-  list-style: none;
-  padding: 0;
-  margin: 0;
-  display: flex;
-  flex-direction: column;
-  gap: 0.25rem;
+.total.empty {
+  color: var(--muted);
+  font-weight: 500;
 }
 
-.entry {
-  display: grid;
-  grid-template-columns: 1fr auto auto;
-  align-items: center;
-  gap: 0.5rem;
-  padding: 0.35rem 0.5rem;
-  border-radius: 4px;
-  background: #fafaf7;
-}
-
-.entry-amount {
+table.entries {
+  width: 100%;
+  border-collapse: collapse;
   font-variant-numeric: tabular-nums;
+}
+
+table.entries td {
+  padding: 0.35rem 0.5rem;
+  border-bottom: 1px solid var(--rule);
+  vertical-align: middle;
+}
+
+tr.entry td.entry-name { width: auto; }
+tr.entry td.entry-amount {
+  width: 9rem;
+  text-align: right;
   color: var(--muted);
 }
+tr.entry td.entry-actions {
+  width: 2.25rem;
+  text-align: right;
+}
 
-.empty {
+tr.empty td {
   color: var(--muted);
   font-style: italic;
 }
 
+tr.add-row td {
+  padding: 0.35rem 0.5rem;
+  background: transparent;
+  border-bottom: none;
+}
+
+.muted { color: var(--muted); font-style: italic; }
+
 button.delete {
   background: transparent;
   border: none;
   color: var(--danger);
   font-size: 1rem;
   cursor: pointer;
-  padding: 0 0.35rem;
+  padding: 0 0.25rem;
+  line-height: 1;
 }
 
-.add-form,
-.target-form {
+.add-form {
   display: grid;
-  grid-template-columns: 1fr 7rem auto;
+  grid-template-columns: 1fr 9rem auto;
   gap: 0.5rem;
 }
 
 .target-form {
+  display: grid;
   grid-template-columns: 1fr auto;
-  align-items: center;
-}
-
-.target-form label {
-  grid-column: 1 / -1;
-  font-size: 0.85rem;
-  color: var(--muted);
-}
-
-.target-current {
-  margin: 0;
-  padding: 0.5rem 0.75rem;
-  background: #f0ece0;
-  border-radius: 4px;
-  display: flex;
-  justify-content: space-between;
-}
-
-.target-current.empty {
-  color: var(--muted);
-  font-style: italic;
+  gap: 0.5rem;
 }
 
 input[type=text],
 input[type=number],
 select {
   padding: 0.35rem 0.5rem;
-  border: 1px solid var(--border);
-  border-radius: 4px;
+  border: 1px solid var(--rule);
+  border-radius: 3px;
   font: inherit;
   background: #fff;
 }
 
 button[type=submit] {
-  padding: 0.35rem 0.75rem;
+  padding: 0.35rem 0.9rem;
   background: var(--accent);
   color: #fff;
   border: none;
-  border-radius: 4px;
+  border-radius: 3px;
   cursor: pointer;
   font: inherit;
 }
+
+.target-section .section-header {
+  border-bottom-style: dashed;
+}
diff --git a/src/quartermaster/templates/index.html b/src/quartermaster/templates/index.html
index 96dc563..ec46dc5 100644
--- a/src/quartermaster/templates/index.html
+++ b/src/quartermaster/templates/index.html
@@ -1,9 +1,13 @@
 {% extends "base.html" %}
 {% block content %}
-<div class="grid">
+<div class="budget">
   {% for section in sections %}
-    {% include "partials/section.html" %}
+    {% if section.section.value == 'debt_minimum' %}
+      {% include "partials/section.html" %}
+      {% include "partials/target_card.html" %}
+    {% else %}
+      {% include "partials/section.html" %}
+    {% endif %}
   {% endfor %}
-  {% include "partials/target_card.html" %}
 </div>
 {% endblock %}
diff --git a/src/quartermaster/templates/partials/section.html b/src/quartermaster/templates/partials/section.html
index 1c091a7..59210c8 100644
--- a/src/quartermaster/templates/partials/section.html
+++ b/src/quartermaster/templates/partials/section.html
@@ -1,37 +1,45 @@
-<section class="card" id="section-{{ section.section.value }}">
-  <header class="card-header">
+<section class="section" id="section-{{ section.section.value }}">
+  <div class="section-header">
     <h2>{{ section.label }}</h2>
     <span class="total" data-testid="total-{{ section.section.value }}">
       ${{ '%.2f' | format(section.total) }}
     </span>
-  </header>
-  <ul class="entries">
-    {% for entry in section.entries %}
-      <li class="entry">
-        <span class="entry-name">{{ entry.name }}</span>
-        <span class="entry-amount">${{ '%.2f' | format(entry.amount) }}</span>
-        <button
-          class="delete"
-          type="button"
-          hx-delete="/entries/{{ entry.id }}"
-          hx-target="#section-{{ section.section.value }}"
-          hx-swap="outerHTML"
-          aria-label="Delete {{ entry.name }}"
-        >&times;</button>
-      </li>
-    {% else %}
-      <li class="empty">No entries yet.</li>
-    {% endfor %}
-  </ul>
-  <form
-    class="add-form"
-    hx-post="/sections/{{ section.section.value }}/entries"
-    hx-target="#section-{{ section.section.value }}"
-    hx-swap="outerHTML"
-    hx-on::after-request="if(event.detail.successful) this.reset()"
-  >
-    <input type="text" name="name" placeholder="Name" required>
-    <input type="number" name="amount" step="0.01" min="0" placeholder="0.00" required>
-    <button type="submit">Add</button>
-  </form>
+  </div>
+  <table class="entries">
+    <tbody>
+      {% for entry in section.entries %}
+        <tr class="entry">
+          <td class="entry-name">{{ entry.name }}</td>
+          <td class="entry-amount">${{ '%.2f' | format(entry.amount) }}</td>
+          <td class="entry-actions">
+            <button
+              class="delete"
+              type="button"
+              hx-delete="/entries/{{ entry.id }}"
+              hx-target="#section-{{ section.section.value }}"
+              hx-swap="outerHTML"
+              aria-label="Delete {{ entry.name }}"
+            >&times;</button>
+          </td>
+        </tr>
+      {% else %}
+        <tr class="empty"><td colspan="3">No entries yet.</td></tr>
+      {% endfor %}
+      <tr class="add-row">
+        <td colspan="3">
+          <form
+            class="add-form"
+            hx-post="/sections/{{ section.section.value }}/entries"
+            hx-target="#section-{{ section.section.value }}"
+            hx-swap="outerHTML"
+            hx-on::after-request="if(event.detail.successful) this.reset()"
+          >
+            <input type="text" name="name" placeholder="Name" required>
+            <input type="number" name="amount" step="0.01" min="0" placeholder="0.00" required>
+            <button type="submit">Add</button>
+          </form>
+        </td>
+      </tr>
+    </tbody>
+  </table>
 </section>
diff --git a/src/quartermaster/templates/partials/target_card.html b/src/quartermaster/templates/partials/target_card.html
index 3d513b3..66a2628 100644
--- a/src/quartermaster/templates/partials/target_card.html
+++ b/src/quartermaster/templates/partials/target_card.html
@@ -1,31 +1,42 @@
-<section class="card target-card" id="section-debt_target" hx-swap-oob="outerHTML">
-  <header class="card-header">
+<section class="section target-section" id="section-debt_target" hx-swap-oob="outerHTML">
+  <div class="section-header">
     <h2>Primary Debt Target</h2>
-  </header>
-  {% if target.entry %}
-    <p class="target-current">
-      <span class="entry-name">{{ target.entry.name }}</span>
-      <span class="entry-amount">${{ '%.2f' | format(target.entry.amount) }}</span>
-    </p>
-  {% else %}
-    <p class="target-current empty">No target selected.</p>
-  {% endif %}
-  <form
-    class="target-form"
-    hx-post="/debt-target"
-    hx-target="#section-debt_target"
-    hx-swap="outerHTML"
-  >
-    <label for="debt-target-select">Choose from Debt Minimums</label>
-    <select id="debt-target-select" name="debt_minimum_id">
-      <option value="">(none)</option>
-      {% for dm in debt_minimums %}
-        <option
-          value="{{ dm.id }}"
-          {% if target.debt_minimum_id == dm.id %}selected{% endif %}
-        >{{ dm.name }}: ${{ '%.2f' | format(dm.amount) }}</option>
-      {% endfor %}
-    </select>
-    <button type="submit">Set</button>
-  </form>
+    {% if target.entry %}
+      <span class="total">${{ '%.2f' | format(target.entry.amount) }}</span>
+    {% else %}
+      <span class="total empty">$0.00</span>
+    {% endif %}
+  </div>
+  <table class="entries">
+    <tbody>
+      <tr class="entry">
+        <td class="entry-name">
+          {% if target.entry %}{{ target.entry.name }}{% else %}<span class="muted">No target selected.</span>{% endif %}
+        </td>
+        <td class="entry-amount"></td>
+        <td class="entry-actions"></td>
+      </tr>
+      <tr class="add-row">
+        <td colspan="3">
+          <form
+            class="target-form"
+            hx-post="/debt-target"
+            hx-target="#section-debt_target"
+            hx-swap="outerHTML"
+          >
+            <select name="debt_minimum_id">
+              <option value="">(none)</option>
+              {% for dm in debt_minimums %}
+                <option
+                  value="{{ dm.id }}"
+                  {% if target.debt_minimum_id == dm.id %}selected{% endif %}
+                >{{ dm.name }}: ${{ '%.2f' | format(dm.amount) }}</option>
+              {% endfor %}
+            </select>
+            <button type="submit">Set</button>
+          </form>
+        </td>
+      </tr>
+    </tbody>
+  </table>
 </section>